Goals/Objectives: To provide assistance to for profit and not for profit organizations to construct single family homes on CRA and/or City owned infill housing lots, for the benefit of eligible families to purchase. The assistance provided to the organization must be passed through to the eligible family to purchase the property.
Eligible homebuyers must be identified by the organization and submitted to the CRA for eligibility review and approval.

Developers that are interested in using the Purchase Assistance Program for construction or construction related costs must provide proof that they have complied with the Consultants’ Competitive Negotiation Act (CCNA).  CCNA applies to the procurement of certain professional services, including architecture, engineering, landscape architecture, or registered surveying and mapping.

Eligible Area: The Focus Area of the NWPF CRA.


Target Client: Eligible individuals and/or families that are purchasing a property they will occupy as their primary and homesteaded residence.


Eligible Properties: Existing residential CRA and City-owned residential lots within the NWPF CRA boundary.


Basis/Limits of Benefits: Throughout the CRA a PAP award will provide down payment and closing cost assistance to the eligible homebuyer. Assistance to the homebuyer from the CRA cannot exceed $45,000 and is based on affordability needs.


Terms and Obligations: The program award will require an application and review process. The PAP award will have ongoing obligations/covenants, which includes, but is not limited to a forgivable loan and lien on the applicant’s property. All properties will require owner occupancy and the maximum household income of the individuals or families assisted in this program cannot exceed 160% of the Area Median Income (AMI).


General Contractor: The General Contractor selected must come from the City’s/CRA’s approved contractor list.